23Mar 2019

The financial uncertainties we face in retirement may risk reducing our sense of confidence, potentially undermining our outlook during those years. Indeed, according to the 2018 Retirement Confidence Survey by the Employee Benefits Research Institute, only 17% of pre-retirees said they are “very confident” about having enough assets to live comfortably in retirement. In addition, […]

20Mar 2019

  It’s not just millennials who are attached and addicted to their phones. Smartphone addiction can affect just about anyone, and it’s really a “thing.” Unplugging is the answer – taking a break from social media, apps, games, calendars, and videos. Here are a few suggestions to help you detox from your phone: Another app. […]

15Mar 2019

Social Security has been a pillar of retirement life for several decades, but how much do you really know about it? Here are a handful of facts that might surprise you: The Social Security trust fund exceeds the gross domestic product of every country in the world, except the nine largest: China, the European Union, […]

12Mar 2019

You might be initially confused by these terms or even suspect they aren’t that different in terms of what each model offers you as an investor, but they are very distinct approaches, and it’s good to understand these two schools of thought as you invest. This understanding could help you make important investment decisions, both […]

28Feb 2019

Your parents probably had to call their financial advisor (which could have been your uncle Ted) or their banker to get advice or information on their retirement savings. They may even have had to drive to the bank or write letters with formal requests to get financial updates. Of course, they may have also just […]

19Feb 2019

Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing and your family ends up on a first-name basis with the nurse at urgent care. Then, as you’re driving to work, giving yourself your best, “You can make it!” pep talk, you see smoke seeping out from under […]

06Feb 2019

Lots of questions can come up about income taxes after one has retired. Listed are answers to just a few common questions for retired taxpayers. What types of income are taxable? Some common types of taxable income: military retirement pay, all or part of pensions and annuities, all or part of Individual Retirement Accounts (IRA), […]

06Feb 2019

Did you know that nearly $10 trillion in assets are benchmarked to the Standard & Poor’s 500 Composite Index, including about $3.5 trillion in index assets?   The S&P 500 is ubiquitous. It is constantly referenced in financial and non-financial media, and we may compare the return of our own investments to its performance. As […]

30Jan 2019

It’s an obvious truth: Retirement changes your life. You are no longer obligated to fulfill the duties of regular employment. Other changes reveal themselves in more subtle ways, both positive and negative. You are more prone to experience health challenges. You have more free time to develop your hobbies, to do more (or less) household […]

25Jan 2019

The passage of the Tax Cuts and Jobs Act (TCJA), slightly more than one year ago, changed the way you can itemize your deductions. The act nearly doubled the standard deduction and altered several itemized deductions that you can claim on Schedule A, Itemized Deductions.  The changes in itemized deductions may make using the higher […]