Services

Wealth Management

Will you outlive your money in retirement? We make sure you are as prepared as possible for retirement by helping ensure your income needs are fulfilled. We can also review how to preserve your assets and reduce taxes on Social Security.

We provide a clear, easily understood explanation of the options available to you at your risk level to help meet your goals. We’re happy to help you find the answers you need to make the most of your financial journey.

Tax Minimization Strategies**

Many investors are concerned with how taxes can affect their retirement. We try to address timely issues or concerns, offer tips and reminders to help clients reduce liabilities and achieve their financial goals.

The tax benefits and strategies across your life insurance, annuities, and other investments are specific to your unique needs and goals. Knowing how tax details apply to your investments and long-term objectives require thoughtful planning in every life stage.

Estate & Legacy Planning

Life changes often force us to address your estate planning issues and prepare to manage it in a tax-efficient manner. Addressing financial items is never easy during a time of grief, but doing so is critical for securing your financial wellness.

Consulting with the appropriate attorney or accountant can help you identify your unique estate planning needs that help meet your family's needs as life changes.

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Your Investment Goals

A long-term investment outlook requires a personalized strategy that accounts for your current and future needs, investment time horizon, and appetite for risk. These factors help ensure that no matter how the markets perform in the short term, your investments can be positioned to work toward your long-term goals. Along the way, sticking to your strategies and not letting emotions get the best of you may be essential.

While it is impossible to predict which direction markets will go, generally, each downside contains an upside potential somewhere else. With discipline and focus, you can strategically turn your dreams into financial realities. Above all, investment representatives can apply their expertise to help you pursue your goals, so you can relax and enjoy life.

Choosing a Financial Advisor

As investment representatives, we can serve as the voice of reason when emotions run high. When markets decline, remember that we can help answer questions, provide reassurance, and show you the opportunities that volatile markets may provide.

Having someone there to help you make sound, logical investment decisions can help you overcome your own irrational perspectives. In fact, Americans are unsure how to even prepare for retirement: 74% of people surveyed agree they need more retirement preparation, but 40% don’t know how.* But professional guidance can help. People who work with a financial representative report more confidence in their ability to reach retirement goals.

*Source

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Is retirement on your horizon?

We offer a complimentary, no-obligation assessment of your lifestyle, goals and needs for retirement.

**IRS Circular 230 Disclosure: Pursuant to requirements imposed by the Internal Revenue Service, any tax advice contained in this communication (including any attachments) is not intended to be used, and cannot be used, for purposes of avoiding penalties imposed under the United States Internal Revenue Code or promoting, marketing or recommending to another person any tax-related matter.  Please contact us if you wish to have formal written advice on this matter.